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Most personal loans are approved within 5-10 minutes of application submission. For business loans and home loans, the process typically takes 24-48 hours depending on documentation completeness.

Basic documents include: PAN card, Aadhaar card, salary slips (last 3 months), bank statements (last 6 months), and employment proof. Additional documents may be required based on loan type and amount.

Yes, most of our personal loans allow prepayment without any charges after 12 months. For other loan types, prepayment charges may apply as per the loan agreement terms.

We recommend a credit score of 650 or above for better interest rates. However, we also consider applications with lower scores based on income, employment stability, and other factors.

You can track your application status through our website, mobile app, or by calling our customer service. You'll also receive SMS and email updates at each stage of the process.